Private Medical Insurance Fees
We can generaly invoice your insurance company
directly for consultations and skin surgery. We advise that you keep
your insurance company fully informed about appointments at the clinic.
Fees charged for insured patients vary according
to individual insurance companies and depend on procedure codes developed
by the private medical insurance industry (BUPA scheduled codes). Two
invoices will generally be sent for patients having skin surgery. These
relate to a professional fee charged by the consultant (consultation
fee and a surgical fee) and a separate 'package fee' charged by the
clinic for use of equipment, facilties, consumables, nurse assistance
and histopathology. The clinic 'package fee' is billed according to
the category (minor, intermediate and major) and is pre-agreed with
your insurance company based on the BUPA scheduled code. All fees charged
by the clinic are highly competitive compared to local private hospitals.
Many patients are surprised by the level of fees charged and this simply
reflects the high costs associated with running a healthcare business,
compliance with regulatory standards, and insurance premiums payable.
Health insurance works like any other insurance
cover and choosing a policy with limited cover may leave a shortfall.
It the event of non-payment of any fees, patients are responsible for
any outstanding amounts due. Some companies (especially AXA PPPHealthcare)
will only authorise treatment after completion of a claim form. Whilst
we can often offer patients treatment on the same day as their consultation,
it may be necessary to delay treatment until authorisation is obtained.
This ensures that you are fully covered for your treatment and helps
avoid any unexpected shortfalls.
